Legal access depends on local law
Our Legal notice sets the conditions for opening and keeping an account, handling account records, and using payment references connected with DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. Access depends on local law, and you are responsible for checking whether this service is
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available to you in Indonesia or in Makassar before creating an account. We may request phone verification before account access and may pause a payment-related action while account details are checked. The notice also explains how policy wording can change, which version applies to your activity,
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and where to raise a question about your personal details. If a rule conflicts with a mandatory local requirement, that requirement takes priority. Keep your account contact details current so we can send a policy response to the right place.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.